Interest Rate

Interest Rate of Saving Deposits [ Effective From : 2019-11-13 ]
S.N. Account Type Minimum Balance Rates Per Annum
1 Normal Saving Zero Balance 4.00%
2 Global Premium Savings 15,000/- 5.00%
3 Global Ladder Saving * 100/- to 500,000/- 4.10%
Global Ladder Saving * 500,001/- to 1,000,000/- 4.25%
Global Ladder Saving * Above 1,000,000/- 4.50%
4 Nari Bachat 100/- 4.00%
5 Balbalika Bachat 1000/- 4.00%
6 Senior Citizen Account 100/- 5.00%
7 Karmachari Bachat 0 4.50%
8 Students Savings Account 0 4.00%
9 Janmabhumi Bachat 0 4.50%
10 Remittance Deposit Account 0 4.50%
11 BLB/Micro Finance Savings 0 4.00%
12 Social Secuity Allowances 0 4.00%
13 Global Gold Saving Account 20,000/- 5.10%
14 Global Abhibhawak Bachat Khata 0 4.00%
15 Sabai Nepaliko Bachat Khata 0 4.00%
16 Global Navaratna Salary Account 100/- 6.00%
17 Global Share Lagani Bachat Khata 0 6.00%
18 Global Navaratna Bachat Khata 25,000/- 6.00%
19 Global NRN Account 5,000/- 6.00%
20 USD Saving Account 0 2.00%
21 Other foreign Currency Saving Account 0 0.75%
Interest Rate of Fixed Deposits [ Effective From : 2019-11-13 ]
S.N. Duration Institutional Rates Per Annum Induvidual Rates Per Annum
1 Three Months & Above 8.50%
2 Three Months & Above( For Renewal Only) 8.60%
3 Global NRN USD Deposit(2-3 years)* 4%
Interest Rate of Loan and Advances [ Effective From : 2019-11-13 ]
S.N. Account Type Rates Per Annum
CORPORATE/MID CORPORATE
1 Overdraft Base Rate + up to 6%
2 Trust Receipt/Packing Credit/Cash Credit/STL Base Rate + up to 6%
3 Fixed Term Loan/Project Loan/BGL Base Rate + up to 6%
4 Hire Purchase Base Rate + up to 6%
5 Stock Brocker's Financing Base Rate + up to 6%
SME LOAN
1 Overdraft Base Rate + 1% to 6%
2 Trust Receipt /Packing Credit/Cash Credit/STL Base Rate + 1% to 6%
3 Fixed Term Loan/Project Loan /BGL Base Rate + 1.5% to 6%
RETAIL & OTHERS
1 Home Loan Base Rate + up to 5%
2 Auto Loan Base Rate + 1.5% to 5%
3 Mortgage Loan Base Rate + 2.5% to 6%
4 Education Loan Base Rate + 1.5% to 6%
5 Hire Purchase Base Rate + 2.5% to 6%
6 Global Small Business Loan Base Rate + 2%
7 Global Krishi Karja Base Rate + 4% to 6%
8 Loan against Share Base Rate + 4% to 6%
9 Special export Financing Base Rate + 1.25% to 6%
10 Loan against FCY deposit Base Rate + up to 4%
11 Loan against fixed deposit of own bank Plus 2% on coupon or Base Rate (which ever is higher)
12 Loan against Government Bond Base Rate of the bank +`1%
13 Microfinance Loan/Global Nari Karja Base Rate + 5% to 6%
14 Deprived Sector Loan (Institutional) Base Rate + 1% to 4%
15 Professional Loan Base Rate + 3% to 6%
16 Other Loan Base Rate + 5% to 6%
Base Rate of Ashat End 2076 9.54%
Base Rate of Ashad End 2076 9.54%
*Conditions Apply

Note:
  • Lending rates shall be changed by the same percentage as change in the base rate of the bank published in the Bank's website, on a quaterly basis.
  • Rate on consortium financing will be decided by consortium.
  • Premium rate may be increased by 2% p.a. in the existing Premium rate in case the loan account falls under Watch-list category.
  • Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.
  • **Base rate plus 2% for Global Krishi Karja loan upto NPR 15 Lakhs.

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